Divine Capital Collective

Fast, Flexible Commercial Financing—Built for Investors

Close with confidence on Bridge, DSCR, Hard Money, and Conventional CRE (Investor). Serving Texas & Florida.

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Term sheets quickly • Investor-friendly underwriting • From small balance to $25M+

Watch: Confident Capital, Gracefully Executed

A 80-second overview of how we structure fast, investor-focused financing across Texas & Florida.

Welcome to Divine Capital Collective—commercial financing with calm confidence and a refined touch. With access to national and regional banks, community lenders and credit unions, and private debt funds, we structure capital around your strategy—acquisitions, refinances, and cash-outs across Texas, Florida, and beyond. Priority programs include Fix & Flip, DSCR, Blanket loans, Ground-Up Construction, Commercial & Hotel, Land & Lots, and Traditional/Hard Money/Private debt solutions. We present clear side-by-side choices, explain the fine print, and keep the process organized and on pace—so you understand leverage, timelines, reserves, and exits before you decide. We champion women building serious portfolios while welcoming every disciplined operator with thoughtful guidance, precise underwriting, and communication that respects your time and your numbers.

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Speed

Term sheets quickly and responsive updates from start to close.

Range

From small balance to $25M+ across TX & FL.

Investor-First

DSCR, bridge, and hard money options designed for real operators.

Featured Programs

Flexible financing solutions tailored for commercial real estate investors

Bridge Loans
Fast, flexible short-term financing for time-sensitive opportunities
DSCR Loans
Income-based financing with no personal income verification required
Hard Money
Asset-based lending for fix-and-flip and value-add projects
Conventional CRE
Traditional commercial real estate loans with competitive rates
Ground-Up Construction
New construction financing for commercial development projects

How It Works

A streamlined process designed for busy investors

1

Share Your Deal

Book a call and outline the basics in minutes.

2

Options & Terms

We structure scenarios and walk you through trade-offs.

3

Diligence & Close

Stay updated through closing—clean, predictable, fast.

Hands-On, Detail-Driven, Extremely Fast.

  • Responsive, direct access throughout the process
  • Scenario creativity with clear next steps
  • Transparent expectations on docs, timelines, and costs
  • Investor-only conventional expertise for stabilized assets
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Professional commercial real estate

Markets & Ticket Sizes

Serving Texas and Florida

Typical loan sizes: $250k to $25M+

See FAQs→

What Clients Say

Real feedback from investors we've helped close

"Divine Capital made our bridge loan process seamless. Julia was responsive and got us to closing faster than we expected."

M.R.

Real Estate Investor, TX

Resources & Insights

Educational content to help you make informed financing decisions

Bridge Loans for Fix & Flip: From Offer to Exit
Learn how bridge financing can accelerate your value-add strategy and maximize returns on investment properties.
DSCR Loans Explained: Qualifying on Cash Flow
Understand how debt service coverage ratio loans work and why they're ideal for income-producing properties.
Conventional CRE (Investor): When It Beats Bridge
Discover when stabilized conventional financing offers better terms than short-term bridge solutions.

Frequently Asked Questions

Quick answers to common questions about our financing programs

Schedule Your Call

Pick a time that works for you and let's discuss your financing needs

Phone

203-252-1791

Email

julia@divinecapitalcollective.com

Service Area

TX & FL

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