Why Work With Divine Capital Collective
Fast, detail-driven commercial financing for investors in Texas & Florida—without the runaround.
Our Promise
What you can expect when working with Divine Capital Collective
Speed You Can Feel
Term sheets fast, responsive updates, predictable closing.
Operator-Minded
Structures tailored to how real investors run deals.
No Guesswork
We translate the fine print and map the exit on day one.
Direct Access
Work with a broker who moves—no corporate maze.
What Makes Us Different
We're not just a conduit—we're your strategic partner in commercial real estate financing.
Hands-on deal structuring from first call to funding.
Clear expectations on documents, timelines, and third-party reports.
Scenario creativity: compare options side-by-side before you commit.
Investor-only focus (non-owner-occupied). Programs include Bridge, DSCR, Hard Money, and Conventional CRE (Investor).
Built for TX & FL Investors
Markets We Serve
Texas: Houston, Dallas, Austin, San Antonio, Fort Worth, and beyond
Florida: Miami, Tampa, Orlando, Jacksonville, and statewide
Typical Loan Sizes
We structure deals from $250k to $25M+, with flexibility for unique scenarios and portfolio strategies.
Quick answers:
Our Process
Three simple steps from first contact to funding
Book a Call
Share the property basics and goals (10-15 min).
Options & Term Sheet
We compare structures, surface trade-offs, and align on the closing roadmap.
Diligence & Close
Title, appraisal, checklist, funding—clean and predictable.
What We Handle For You
From first call to funding, we manage the details so you can focus on your deals
Deal screening and fit
Underwriting packaging & lender mapping
Third-party coordination (as needed)
Rehab draw framework (when applicable)
Exit planning to DSCR or Conventional CRE (Investor)
Weekly rhythm of updates until close
Programs We Run
Investor-only financing solutions tailored to your deal strategy
About Julia
Commercial Mortgage Broker | Texas & Florida
Julia specializes in commercial mortgage brokerage for investors, with a focus on fix-and-flip, DSCR, and rental property financing across Texas and Florida markets.
Working with both new and experienced investors, Julia is known for doing the heavy lifting—handling the details, coordinating third parties, and moving extremely fast to get deals closed.
Her approach is hands-on and detail-driven: from the first call to funding, she ensures clarity on timelines, documents, and exit strategies so investors can make confident decisions.
Whether you're scaling a portfolio or closing your first commercial deal, Julia brings the expertise and urgency to structure financing that works.
Proof
Real results from real investors
"Julia made our first commercial deal feel effortless. Clear communication, fast turnaround, and she handled all the coordination."
Michael R.
Multifamily Investor, Houston
"We needed a bridge loan closed in 3 weeks. Julia delivered. Her attention to detail and responsiveness is unmatched."
Sarah K.
Fix & Flip Investor, Tampa
"Working with Julia feels like having an in-house financing expert. She knows the programs inside and out."
David L.
Portfolio Investor, Dallas
Case Snapshots
TX Value-Add Multifamily
Inputs
$2.8M purchase, heavy rehab, 45-day close
Structure
Bridge loan with rehab draws
Outcome
Funded on time, refinanced to DSCR at stabilization
FL DSCR Portfolio
Inputs
4-unit SFR portfolio, strong cash flow
Structure
DSCR loan, no tax returns
Outcome
Closed in 3 weeks, investor scaled to 12 units
Rescue Refi
Inputs
Existing bridge expiring, needed fast take-out
Structure
Conventional CRE (Investor)
Outcome
Term sheet in 48 hours, closed before expiration
Frequently Asked Questions
Clear answers to common questions about working with us
Ready to Move Fast? Book a Call.
Schedule a 10-15 minute call to discuss your property and financing goals
Compliance Notice: All examples and scenarios presented on this page are illustrative and for informational purposes only. Loan availability, required documentation, timelines, structures, and terms vary by scenario, property type, market conditions, and lender policies. Divine Capital Collective (Julia Anatolvina Consulting LLC) does not make public promises of specific rates, terms, or approval outcomes. All financing is subject to underwriting and lender approval. This page is intended for investor-only, non-owner-occupied commercial real estate financing.