Divine Capital Collective

What Our Investors Say

Fast, clear, investor-first financing across Texas & Florida.

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48h
average to first term sheet
250+
investor consultations
TX & FL
focus markets
A. Nguyen

A. Nguyen

Austin, TX

"They mapped my exit on day one and kept the file moving—clean close."
Verified Program: Bridge

Investor Voices

"Fast close, clear terms, zero surprises."

M.R.

Houston, TX

Bridge

"Julia explained every option side-by-side. Made the right choice confidently."

S.K.

Miami, FL

DSCR

"Weekly updates kept me in the loop. Smooth execution from start to finish."

D.T.

Austin, TX

Conventional

"Needed speed—got it. 7-day close on a distressed property."

J.P.

Tampa, FL

Hard Money

"They structured draws perfectly for our renovation timeline."

A.S.

Dallas, TX

Bridge

"First-time commercial investor. Julia made it feel easy."

R.M.

Orlando, FL

DSCR

"Rescued a stalled deal. New lender, new structure, closed in 21 days."

J.L.

San Antonio, TX

DSCR

"Ground-up construction with flexible draws. Exactly what we needed."

C.G.

Fort Lauderdale, FL

Ground-Up

"Best rate, lowest fees, on-time close. Shopped 5 lenders—Divine won."

L.W.

Austin, TX

Conventional

"Exit strategy planned from day one. That's the difference."

T.H.

Houston, TX

Bridge

"Operator-minded structuring. They understand the business."

N.P.

Miami, FL

DSCR

"Responsive, professional, results-driven. Will use again."

K.B.

Dallas, TX

Hard Money

Case Snapshots

Real scenarios showing inputs, structure, and outcomes. No rates or guarantees—just execution.

Value-Add Multifamily (TX)

Value-Add Multifamily (TX)

Inputs:

24-unit property, 70% occupied, $2.1M purchase

Structure:

Bridge → DSCR take-out

Outcome:

Stabilized at 95% occupancy, refinanced into permanent DSCR

SFR Portfolio (FL)

SFR Portfolio (FL)

Inputs:

8-unit SFR portfolio, $1.8M purchase

Structure:

DSCR purchase → cash-out later

Outcome:

Acquired with DSCR, cash-out refi after 12 months for next deal

Retail Reposition (TX/FL)

Retail Reposition (TX/FL)

Inputs:

Distressed retail plaza, $3.5M purchase + $800K renovation

Structure:

Bridge rescue → Conventional

Outcome:

Renovated, leased to 85%, refinanced into conventional CRE

Why Investors Choose Us

Speed & Clarity

Term sheets fast; weekly status rhythm. No guessing where your deal stands.

Operator-Minded Structuring

Side-by-side choices; exit planned early. We think like investors, not just lenders.

Hands-On Execution

We coordinate third-parties and keep you updated. You focus on the deal, we handle the details.

Schedule Your Strategy Call

Book a free consultation to discuss your investment goals and financing options.

"Confident capital, gracefully executed."

— Divine Capital Collective

Quick Answers

Common questions from investors like you.

All testimonials reflect individual experiences and are not guarantees of results. Financing availability, documentation, and timelines vary by scenario and market conditions. Investor-only (non-owner-occupied). We do not publish rates or leverage online.