
Resources for Serious Investors
Guides, checklists, calculators, and plain-English explainers—so you can move quickly and confidently in Texas & Florida.
Commercial Loan Calculator (Investor-Only)
Estimate monthly P&I, interest-only, balloon at term, and a printable amortization. Conceptual only—no published rates or guarantees.
Figures are illustrative only and not a commitment to lend. Availability, terms, documentation, and timelines vary by scenario and market conditions. Investor-only (non–owner-occupied). We do not publish rates or leverage online.
Prefer to Talk It Through?
- •Side-by-side options in minutes
- •Clean checklist of docs
- •Clear draw/balloon planning
Current Commercial Mortgage Rates
Indicative ranges only — updated by Divine Capital Collective, not market-quoted. for today's scenarios.
| Commercial Mortgage Loan Providers | Rates (Indicative Range) |
|---|---|
| Freddie Mac Optigo | 6.39% – 8.01% |
| Fannie Mae | 6.49% – 7.81% |
| HUD 223(f) | 6.25% – 7.30% |
| CMBS | 6.46% – 7.95% |
| Regional Banks / Credit Unions | 6.95% – 10.50% |
| Life Insurance Companies | 6.21% – 7.11% |
| Debt Funds | 9.07% – 15.32% |
| HUD 221(d)(4) | 6.85% – 7.90% |
Ranges above are illustrative and subject to change. Actual options depend on asset, market, leverage, coverage, experience, third-party reports, and timing. Book a call for current scenarios. We do not publish commitments online.
Ready to Move Forward? Book a Call.
Schedule a 15-minute conversation to discuss your investment goals and explore financing options